Target Cashback Comparison 2026

#	Platform	Cashback Rate	Action
🥇	BF BeFrugalBEST Often has highest rates · since 2009	2%	Get 2% →
🥈	TC TopCashback Trustpilot 4.7★ · US & UK	1.5%	Get 1.5% →
🥉	Mr Mr. Rebates Since 2002 · reliable payouts	1%	Get 1% →
4	R Rakuten $3.6B paid out · since 1999	1%	Get 1% + $50 Bonus →
5	RM RebatesMe US platform · PayPal payouts	1%	Get 1% →
6	SW Swagbucks Points + cash · $669M paid out	1%	Get 1% →

Rates updated daily. Last verified: May 11, 2026. Affiliate referral links used — we may earn a commission at no cost to you.

✅ How to Earn Target Cashback

60 seconds. New members get a bonus automatically.

Find Target in the store directory, click "Get Cashback" to activate tracking.

You're redirected to Target. Buy anything — cashback is tracked automatically.

Confirmed within 7–14 days. Withdraw via PayPal, bank transfer, or gift cards.

📈 Rate History — BeFrugal

May 2026

Apr 2026

Mar 2026

Feb 2026

Jan 2026

↑ Data from CashbackMonitor · CashbackHolic

💡 Pro Tips

🎯New user strategy: Claim Rakuten's $50 bonus (ends June 30) first. Then switch to BeFrugal for ongoing 2% on Target.

🔖Install the extension: BeFrugal's browser extension activates cashback automatically.

📅Sale seasons: Cashback rates often increase during Black Friday and major sales. Bookmark this page.

🔄Rates updated daily. Last checked: May 11, 2026

What is the highest cashback rate for Target right now?

BeFrugal offers 2% cashback on Target purchases as of May 11, 2026, the highest available.

Can I use Target discount codes AND earn cashback?

Yes. Promo codes reduce your total, and cashback is calculated on the reduced amount. They stack.

How long does Target cashback take to appear?

Cashback is typically tracked within 24 hours of purchase and confirmed within 7–14 days after the return window closes.

Why does Rakuten sometimes offer lower rates?

Rakuten's rate varies by merchant. Its key advantage is the $50 sign-up bonus (ends June 30, 2026) — great for new users.